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San Diego, Santa Barbara, San Luis Obispo County in California.

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October 4, 2018



To reach any destination you need to first determine where you are?  So where are you financially?  Luckily, a simple measure of your financial health or situation is calculating your net worth.

What is Net Worth?  Your net worth is simply your total property min...

March 7, 2018


My uncle Pancho(Tío Pancho) was 60 years old when he retired from working at a school in Mexicali, Mexico.  About 4 years into his retirement he opened a torta restaurant down the street from his house.  Not long after that, he died in that same restaurant one Saturda...

November 25, 2017

As some of you may know, I quit a $70,000/year university job with my own office, benefits, and great coworkers to dive head-first into real estate.  I worked there for roughly 15 years and built up a pension and a few retirement accounts with Fidelity which added up t...

October 22, 2017

Becoming Financially Independent is no small feat.  Like any formidable goal, it takes motivation, focus, and systems.  I recall hearing about athletes going to "Sports Psychologists"; I used to dismiss it as something weak people needed.  However, I realized that...

September 22, 2017

What does Financial Freedom mean?  It’s the ability to live comfortably without having to work e.g. trade hours of your life for money.  So what’s wrong with working for a living?  Most people work at jobs they “tolerate” simply to sustain a lifestyle and put away a li...

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How I used my Self-Direct IRA to invest in a Santa Barbara Real Estate Deal

November 25, 2017

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